Simple, Smart Investing

Get Started with Investing — Simply!

At Granite Financial, we believe everyone deserves the opportunity to invest in their future — without high costs or complex barriers. That’s why we’re excited to offer a new way to get started with investing through $ymbil, a dynamic online platform with professional money management by Ladenburg Thalmann Asset Management.

Who Is $ymbil For?

This program is ideal for:

Individuals who want to start investing with a modest amount
Parents or grandparents helping a child begin investing early
Anyone who values professional management with low costs and easy access

Your investment will be managed by experienced professionals at Ladenburg Thalmann Asset Management, with Granite Financial available to help you understand how this option may fit within your broader financial goals.

Simple, Smart Investing — in Minutes

$ymbil makes it easy to begin your investment journey:

Quick setup – Create your account in about 10 minutes
Low minimums – Start investing with as little as $500
Professionally managed – Each portfolio is actively managed by the experienced Ladenburg team
Customized for you – Your portfolio recommendation is based on your age, goals, time horizon, and risk tolerance
Hands-on or hands-off – Make changes or review your progress anytime online
Automatic investing – Set up recurring contributions to stay on track toward your goals

Whether you’re saving for the future, building long-term wealth, or just starting out, $ymbil provides a low-cost, guided way to begin.

How $ymbil Works

Select your account type (Individual, Joint, IRA, Roth, UGMA, etc.)
Provide personal and banking information
Choose your initial investment amount
Complete a risk questionnaire
Get matched to one of five professionally managed portfolios — from conservative to aggressive — based on your profile

Each portfolio uses Ladenburg Funds, managed by a team with more than 200 years of combined experience and over $6 billion in assets under management.

Ready to Take the First Step Toward Your Financial Future?

You don’t have to wait until you’ve “arrived” to start investing. With $ymbil, you can begin investing with as little as $500, using a platform supported by the experience of Ladenburg Thalmann Asset Management and offered through Granite Financial.

It’s a simple, affordable way to get started, build confidence, and put your money to work.

And when your account grows to meet our financial planning minimums, our team will take a more hands-on, personalized approach — aligning your investments, goals, and values through our comprehensive financial planning process.

Get Started Today!

Important Disclosures

Laurie Humphrey is not personally a client of $ymbil. Granite Financial will be compensated 20 basis points (0.20%) annually.

$ymbil℠ is a service of Ladenburg Thalmann Asset Management, Inc. (“Ladenburg”), an SEC Registered Investment Adviser and subsidiary of Osaic Holdings, Inc. Registration does not imply a certain level of skill or training. Before investing, review the $ymbil Program Disclosure Brochure and applicable Mutual Fund Prospectus for details on expenses and charges. Not FDIC Insured • No Bank Guarantee • May Lose Value